Cryptocurrencies are all the rage right now, with their values soaring and dipping constantly. If you’re looking to invest in them, you’ll need a way to use them as currency. A crypto credit card can be a great solution for that. And if you’re looking for the best crypto credit card, you’ve come to the right place!
In this article, we’ll recommend 13 cards that we think are the best for cryptocurrency enthusiasts. Whether you’re looking for a card with low fees or a card that offers great rewards, we’ve got you covered. So keep reading to learn more about the best crypto credit cards available today!
Which is the Best Crypto Credit Card?
When it comes to choosing a crypto credit card, there are a few factors to consider. First, you’ll want to look at the card issuer’s rewards rate and incentives. How much cash back or points do you earn on purchases? Are there any bonus categories? What are the terms and conditions of the rewards program?
Secondly, you’ll want to evaluate the card issuer’s reliability and flexibility. How easy is it to get approved for the card? Can you use the card for international purchases? What is their customer service like?
Thirdly, you’ll want to look at the card’s withdrawal and security features. Does the card allow withdrawals at ATM machines? Is the site SSL secured? Are there any fraud protection services offered?
Finally, you’ll want to compare the fees associated with different cards. Some cards charge annual fees, while others charge foreign transaction fees. Be sure to compare all of these factors before choosing a crypto credit card.
And now, here are our top 13 recommendations on crypto credit cards on the market today:
BlockFi Rewards Visa® Signature Credit Card
The BlockFi Rewards Visa Signature Credit Card is a new credit card that allows you to earn cryptocurrency rewards with every purchase. The card is issued by BlockFi, a leading provider of crypto-asset financial services, and it’s available to residents of the United States.
With the BlockFi Rewards Visa Signature Credit Card, you will earn 1.5% cash back in the form of Bitcoin or Ethereum on all purchases. Additionally, you will receive a bonus of 3.5% back in crypto within the first 3 months.
The BlockFi Rewards Visa Signature Credit Card has no annual fee and offers a competitive APR. To apply for the card, simply visit BlockFi’s website and fill out an application.
Upgrade Bitcoin Rewards Visa® Credit Card
With the Bitcoin Rewards Visa Credit Card, you’ll earn 1.5% back in Bitcoin on every purchase you make, with no limits and no fees. Plus, you’ll get a $200 bonus when you open a Rewards Checking account and make 3 debit transactions. And because Upgrade is built on the Visa network, you can use your card wherever Visa is accepted.
To start earning cryptocurrency with this card, simply apply for the card and use it for your everyday purchases. Then, each month, you will receive a statement showing how much Bitcoin you have earned. It’s that simple! So don’t wait any longer, apply for the Bitcoin Rewards Visa Credit Card today!
SoFi Credit Card
The SoFi credit card is a great option for anyone looking to earn rewards on their everyday purchases. With no annual fee and up to $300 in cash back, it’s a great way to save money. And with 3% cash back on all purchases, you can redeem your points straight to crypto. Plus, after 12 on-time monthly payments, your APR will be lowered by 1%.
SoFi also offers rewards on popular brands such as Lyft, Shoprunner, and Door Dash. And because you can apply online, it won’t affect your credit score. So if you’re looking for a great way to earn rewards on your everyday purchases, the SoFi credit card is a great option.
With the help of Brex, businesses can build their credit and get access to higher limits and uncapped rewards. The process is simple–businesses just need to sign up for an account and use the Brex Card for their expenses.
As businesses make purchases with the card, they will begin to build their credit history. In addition, Brex integrates with QuickBooks, Xero, and other software, making it easy for businesses to track their expenses. And if there’s ever any fraud protection needed, businesses can rest assured knowing that they’re covered. Plus, with 10-20x higher limits, businesses can get the most out of their spending.
Venmo Credit Card
The new Venmo Credit Card allows you to earn custom cash back to send, spend, or convert to crypto of your choice. You can easily sync the card to your Venmo app, and apply for the card using the app. Here’s what you’ll get when you use your Venmo Credit Card:
- 3% cash back on groceries
- 2% cash back on bills and utilities
- 1% cash back on everything else
The Visa Zero Liability Policy keeps you covered in case of fraud. And touch-free shopping makes it easy to use the card without having to fumble around for your wallet. So if you’re looking for a credit card that gives you flexibility and security, the Venmo Credit Card is a great option.
Gemini Credit Card
The Gemini Credit Card is designed with a security-first approach and allows users to earn crypto on all purchases. The card is currently available to existing Gemini users who are fully verified and offers up to 3% cash back in Bitcoin, Ether, and 60 more cryptocurrencies.There’s no annual fee and the card can be used anywhere Visa is accepted.
With the Gemini Credit Card, users can now seamlessly integrate their spending with their investing, making it easy to grow their cryptocurrency portfolio. Crypto has never been more accessible or easy to use.
Crypto.com Visa Card
The Crypto.com Credit Card is a great way to get rewards for your spending. With no annual fee, you can earn up to 8% back on your purchases. You can also choose to top up your card with Fiat or Crypto, so you can use it wherever you go.
The card also comes with some great benefits and services including:
- access to OTC block trades of CRO
- research reports
- inheritance service
- priority customer service
You can apply for the card online or using the mobile app after you stake CRO tokens for 180 days.
Tomo Credit Card
Want a credit card that’s quick and easy to get approved for and doesn’t require any pesky credit history checks? Look no further than the Tomo Credit Card!
This is a great option for anyone who is looking to build or improve their credit score. There are no interest fees, and the weekly auto-pay feature makes it easy to stay on top of your payments. You can also get up to $10,000 in credit, which can help you make major purchases or consolidate other debts. Plus, there are expedited and automated payment options available, so you can get your money as soon as possible.
The Nexo Card is a new way to spend without selling your crypto. You can hold onto your assets and earn up to 2% in crypto rewards on every purchase. Credit line rates start from 0% APR, and there are no minimum monthly payments.
This innovative new card is integrated with Apple and Google Play, so you can easily manage and make payments. With the Nexo Card, you can make purchases anywhere in the world without having to convert your crypto into fiat currency and you can even earn as you travel!
If you’re looking to earn rewards on your crypto collateral, Celsius is a great option. With no fees and the ability to pay your balance with fiat, rewards, or stablecoins, it’s a flexible and convenient way to get the most out of your collateral.
And if you’re new to Celsius, you can join the waitlist today. Just download the web, Android, or iOS app and create an account. Once you’ve been approved, you’ll be able to start using all of the features the Celsius Card has to offer.
You may have only heard of cryptocurrency or you may be just gettin into it. In either case, Coinbase Card is a great way to get started building your crypto portfolio. With up to 4% back on every purchase, it’s a great way to maximize your crypto rewards. And because Coinbase Card is a Visa card, it’s accepted anywhere that Visa is accepted.
You can choose from a list of rotating crypto rewards, including Bitcoin, Ethereum, Litecoin, and more. There are no requirements to use the Coinbase Card, and it’s easy to set up. Plus, you’ll get 24/7 support if you ever need it.
Wirex Visa Card
Introducing the world’s first multi currency card! The Wirex Visa Card allows you to pay in more than 150 currencies at live rates with no hidden costs. With the Wirex Visa card, you can enjoy all the benefits of a traditional Visa card, plus the added convenience of being able to spend in multiple currencies.
The Wirex Visa card also comes with a host of other benefits, including
- Cryptoback rewards, which pay back up to 2% in WXT on all online and in-store purchases
- Instant in-app alerts to stay on track of your portfolio
- Instant conversions when shopping abroad with no exchange fees
With the Wirex Visa card, you can make international payments with ease and earn rewards while you spend.
Crypterium Visa Crypto Card
The Crypterium Visa Crypto Card is the perfect way to spend your cryptocurrencies. With virtual or plastic options, you can top up your card straight from your Crypterium Wallet and connect to Apple Pay for the utmost convenience. You can also top up with BTC, LTC, ETH, and more.
Withdrawing is hassle free, in more than 200 countries and getting your card is even easier! Simply submit an online application and receive your virtual card in less than 20 minutes.
Is using a crypto credit card worth it?
Crypto credit cards function much like regular credit cards, but they allow users to spend their digital currency anywhere that accepts Visa or Mastercard. So, is using a crypto credit card worth it? There are a few things to consider.
First of all, using a crypto credit card is a great way to spend your digital currency without having to sell it or convert it into fiat currency. This means that you can avoid any potential capital gains taxes that might be due on the sale of your crypto.
Additionally, spending your crypto with a credit card can help you rack up rewards points, which can be used for travel or other purchases.
Finally, it’s important to remember that not all merchants accept crypto payments, so a crypto credit card can help you make purchases from businesses that don’t yet accept digital currency. Overall, using a crypto credit card has its advantages and its drawbacks. However, if you’re looking for a convenient way to spend your digital currency, a crypto credit card may be the right choice for you.
Which is the right crypto credit card for you?
Now that you know a little bit more about crypto credit cards, it’s time to choose the right one for you. Consider your spending habits and your needs when choosing a card. If you’re looking for the simplest way to spend your digital currency, Coinbase Card is a great option.
If you want to be able to spend in multiple currencies, Wirex Visa Card is a good choice. And if you’re looking for the most convenient way to spend your crypto, Crypterium Visa Crypto Card is hard to beat.
No matter which card you choose, using a crypto credit card is a great way to make purchases with your digital currency.
How do crypto credit cards work?
This innovative and newer type of financial technology allows users to spend their cryptocurrency holdings like traditional fiat currency. There are a few different ways that crypto credit cards work, but the most common model is for the card issuer to convert the user’s cryptocurrency into fiat currency at the time of purchase. This conversion takes place automatically, and the user is then able to use their card like they would any other credit or debit card.
Crypto credit cards also typically offer some sort of rewards program, which can further incentivize spending. For example, some cards offer cash back rewards in the form of cryptocurrency, while others provide discounts on popular merchants. Whatever the reward, crypto credit cards are an efficient way to spend cryptocurrency without having to go through the hassle of converting it to fiat currency first.
How do I get a crypto credit card for rewards?
Cryptocurrencies are often traded on decentralized exchanges and can also be used to purchase goods and services. Some crypto credit cards offer rewards for spending cryptocurrencies, including cash back, travel rewards, and other perks.
To get a crypto credit card, you will need to open an account with a cryptocurrency exchange that offers this type of card. You will then need to deposit funds into your account and use them to purchase the card. Once you have the card, you can use it just like any other credit card, earning rewards for your spending.
Where can I use my crypto rewards credit card?
Most crypto credit cards can be used anywhere that accepts Visa or Mastercard. This means that you can use your card for purchases both online and in brick-and-mortar stores. Additionally, some cards offer additional perks, such as discounts on popular merchants or cash back rewards.
Are there alternative crypto credit cards worth considering?
If you’re interested in using your cryptocurrency to earn rewards, there are a few alternative cards worth considering. Just don’t get too many.
One option is the CRED card, which offers cash back rewards in the form of cryptocurrency. Another option is the Uphold Visa Card, which allows you to spend multiple currencies, including fiat currency, cryptocurrency, and gold.
Finally, the BlockFi Visa Card offers cash back rewards in the form of cryptocurrency, as well as discounts on popular merchants.
There are a variety of crypto credit cards available on the market, each with its own set of benefits and rewards. Consider your spending habits and needs when choosing a card, and be sure to research each option thoroughly before making a decision. Using a crypto credit card is a great way to make purchases with your digital currency, and can even earn you rewards and discounts on popular merchants.
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